To Do List

What's done, what's now, what's next, and what it costs. Updated March 30, 2026.
Dashboard Simplify Plan CC vs HS
22
Done
8
Do Now
10
Do Next
8
Later

Done Completed

Bergeron — Nancy's Sites $800 billed
✅
thebergerongroup.com — hub site
Full brand presence, services, areas, testimonials, FAQ, lead capture.
✅
lakehamiltonhomesforsale.com — spoke site
Dark luxury editorial. Real Lake Hamilton photos. Dock guides, buyer's guide.
✅
retirehotsprings.com — spoke site
Retirement/55+ magazine style. Cost comparison, savings calculator, moving-from-state content.
✅
Social media hub page (social.html)
Birthday celebration page with confetti, love wall, 108+ birthday wishes, all social links.
✅
Social media audit (socialaudit.html)
10-channel audit with grades, imagery analysis, HSBN acquisition rec, Paul's X/Twitter credentials.
✅
Gameplan page (gameplan.html)
Single source of truth for project status. Auto-updated with every change.
✅
Competitive analysis
12+ competitors profiled. Google rankings tested. Out-of-state buyer gap identified.
✅
Domain portfolio research
28 owned + 144 available domains. Valuations at $196,350.
✅
All social links verified and corrected
Facebook, Instagram, YouTube, X, TikTok, Pinterest, LinkedIn, Zillow, Realtor.com, Google Reviews.
✅
Sent Nancy birthday text with link
March 29, 2026 — her birthday.
Walhus — Financial Command Center Built today
✅
walhus.com dashboard
Income, expenses, tenants, bank accounts, action items — all in one place.
✅
Processed WF 9970, 8517, 9261, 2863, 2225
5 Wells Fargo accounts analyzed. Subscriptions, expenses, income flows mapped.
✅
Processed FNB Bastrop
Balance + full transaction history. SS deposits, Amazon spending, golf cart purchases identified.
✅
Processed BofA Spring.net (3676)
Balance $96.82. Pass-through for BofA credit card payments.
✅
BofA credit card balance confirmed
$52.82 owed. $3,100 limit. Last payment Dec 26.
✅
Simplify plan built
$617/mo in potential cuts. Subscription audit, account consolidation, debt attack plan.
✅
Cedar Creek vs Hot Springs P&L
CC nets +$7,109/mo. HS bleeds -$2,186/mo. Four options analyzed with full math.
✅
FreshBooks invoices mapped
11 tenants with names, amounts, payment status. 3 paid, 8 due.
✅
Cindy Donley deal documented
$3,950/mo, ~2 years left, $50K balloon. You owe $2,400/yr for road/water/ground lease.
✅
186 Echo Pt valued
Zestimate: $317,400. Owned free and clear. Paid $298K. Up $3,632 last 30 days.
✅
CLAUDE.md auto-update rule set
Gameplan.html automatically updated with every change to Bergeron project.
✅
This to-do page
You're looking at it.

Do Now This Week

Urgent / Money
⚪
Pay Liquid Web — $6.10
Overdue hosting bill. They'll suspend service.
Cost: $6.10
⚪
Pay BofA credit card — $52.82
3+ months since last payment. Keep it current.
Cost: $52.82
⚪
Collect rent — 8 invoices due
$4,600 outstanding from Bret, Chris, Tim, Stephen, Grant, Patricia, Charles, Jasmine, Michael.
Income: $4,600
⚪
Cancel: Experian ($27), Rocket Money ($10), QuickBooks ($41), Austin Statesman ($24)
Instant $102/mo savings. Zero impact.
Saves: $102/mo ($1,224/yr)
Urgent / Admin
⚪
Report property tax + proof of residency to Compulink (OK)
Bastrop County tax is paid. Compulink needs proof. Also proof of residency (50% rule — you're at 2/3 months in CC, compliant).
Cost: $0 (just paperwork)
⚪
Get Dot's credit card balances (9296 + 4348)
Email sent to Dot. These cards are getting $1,200+/mo in payments — need to know total owed.
Cost: $0
⚪
Upload Bergeron files to wholetech.com
WinSCP upload: social.html, socialaudit.html, gameplan.html updates, images/nancy-fb/ folder.
Cost: $0
⚪
Get Nancy to sign service agreement
Before she leaves for Florida. Present both versions. Any deal is better than more free work.
Income: $800+/mo if signed

Do Next April 2026

Financial Cleanup Saves $617/mo
⚪
Audit phone/internet providers
Currently paying AT&T + Spectrum + T-Mobile + Resort TV = $741/mo. Should be $200-300. Consolidate.
Saves: $85-300/mo
⚪
Cut remaining subscriptions per simplify plan
YouTube Premium, Paramount+, Roku/CBS, Prime Video Channels, Discord, Medium, Google Play Pass, etc.
Saves: ~$200/mo
⚪
Consolidate bank accounts (9 → 3)
Keep: WF 2225 (income), WF 8517 (Dot), FNB (Paul). Close: 9970, 9261, 4585, BofA 3676. Simplify 2863.
Saves: $30/mo in fees
⚪
Get Hyundai Financial payoff details
Total owed, rate, months remaining on the Palisade ($1,795/mo).
Cost: $0 (info gathering)
⚪
Pay Garland County property tax — $2,734.85
Overdue since March 1. Not urgent per local norms but needs to get paid.
Cost: $2,734.85 + small penalty
Bergeron — Next Phase
⚪
Point Bergeron domains to live hosting
GoDaddy DNS update — 5 minutes per domain. Sites are built and waiting.
Cost: $0
⚪
Set up Google Analytics & Search Console
Track visitors, keywords, leads per site.
Cost: $0
⚪
Launch Zillow review campaign for Nancy
415+ transactions but only 10 Zillow reviews. Fix the (817) phone number. Target 5 new reviews/month.
Cost: $0
⚪
Post 1 YouTube video on @HotSpringsRealtor
Even a phone video. "Why People Move to Hot Springs" would be a great start.
Cost: $0
⚪
Investigate HSBN YouTube acquisition
Hot Springs Broadcast Network — 3,890 subs, 987K views, est. 2008. Contact the owner. Offer: $2,000-2,500.
Cost: $2,000-2,500

Later May-June 2026

Hot Springs Income
⚪
Install mini split in shop
Required before Airbnb — need livable shop space.
Cost: $3,000-5,000
⚪
Set up RV hookup at shop
Electric, city water, well water, gas, septic to shop area.
Cost: $5,000-10,000
⚪
Get RV
Your HS housing while Airbnb guests are in the house.
Cost: $5,000-15,000
⚪
Launch Airbnb listing for 186 Echo Pt
Lake Hamilton, ~2,087 sqft, outside STR regs. Target $150-200/night. Furnish, photograph, list.
Income: $2,000-3,000/mo
⚪
Build client base from Nancy's network
Local businesses — restaurants, shops, tourism operators, service providers. Target 2-3 clients at $300-500/mo.
Income: $600-1,500/mo
⚪
Fix Prowler trailer stairs (Michael Sims' unit)
DJ can handle this.
Cost: ~$200
Big Decisions
⚪
Decision: Airbnb (Option C) vs Sell House (Option D)
Option C: Invest $13-30K, earn $2-3K/mo. Option D: Pocket $300K, zero debt, keep shop. Both work. Deadline: June 1.
$13K-30K investment OR $300K cash
⚪
Decision: Palisade — keep or swap?
$2,395/mo (payment + insurance) = 17% of gross income. Swapping to used SUV saves $1,695/mo ($20,340/yr).
Potential savings: $1,695/mo

Cost Summary

What Everything Costs / Saves
Category Cost Monthly Impact
Immediate bills (Liquid Web + BofA)$58.92One-time
Subscription cuts (easy wins)$0+$617/mo saved
Garland County property tax$2,734.85One-time (annual)
HSBN YouTube acquisition$2,000-2,500One-time
Airbnb setup (mini split + RV hookup + RV)$13,000-30,000+$2,000-3,000/mo income
Bergeron agreement$0+$800-2,100/mo income
Nancy network referrals$0+$600-1,500/mo income
Prowler stairs repair~$200One-time
Net potential monthly swing+$4,017-7,217/mo
← Dashboard • Simplify • CC vs HS • walhus.com • March 30, 2026